Independent legal diligence for people buying Indian property from a distance.
FinLex Global Advisory exists for one moment: the point before you sign or transfer money, when a few hours of rigorous checking can save years of litigation.
Distance is the risk.
Non-resident Indians commit large sums to property they cannot inspect, through sellers, builders and brokers whose interests are not theirs. Title defects, unapproved construction, one-sided builder contracts and undisclosed bank charges are found every day — usually after the money has moved. We built FinLex to find them before it does.
Independent
We act only for the buyer or owner who instructs us. We take no commission from builders, brokers or lenders, and we have no interest in whether a transaction proceeds.
Method before opinion
Every file is tested against the same weighted framework — the FinLex Property Safety Index — across title, statutory approvals, builder contract terms, municipal dues and encumbrances.
Written for decisions
Our dossiers lead with consequences and actions, not jargon: what the documents prove, what they do not, what is at stake in rupees, and exactly what to demand next.
Two levels of assurance.
Start with the automated Diagnostic to learn within hours whether a deal is worth pursuing. When you are ready to commit, the physical search of up to 30 years of records is carried out on the ground, and an independent advocate signs the title opinion — with your Diagnostic fee fully credited.
Property Legal Health & Contract Risk Diagnostic
An automated, AI-assisted desk review of the documents you hold, built on a methodology drawn from 25+ years of bank mortgage-underwriting and loan-closing diligence. A 12-page dossier with your FPSI score, action plan, contract redline and requisition letter — usually within hours.
30-Year Title Search & Advocate Title Opinion
Physical search of Sub-Registrar records for up to 30 years (or from the earliest record available), revenue and litigation verification, and a signed Advocate Title Clearance Certificate you can rely on and present to a lender.
Lender-grade judgement, applied for you.
The FinLex methodology — the risk factors, their weights and the legal reference points behind every finding — was designed by a mortgage underwriting and credit specialist with 25+ years in banking, using the checks a lender applies before it releases a home loan. Advocate work is carried out by independent practising advocates.
The FinLex Leadership
Leadership · 25+ years in mortgage underwriting, credit and closing
FinLex is led by a senior banking and mortgage-risk professional with more than 25 years in financial services — underwriting, credit assessment and loan closing for lenders in the United States and India. That career has been spent on one question: does the paperwork actually support the money being released? FinLex brings the same lender-grade discipline to NRIs and investors, so they can see exactly what their property documents prove, what they do not, and what to demand before a single rupee moves.
Before you sign or transfer funds, know what the documents prove.
Upload what you have. Your dossier arrives by email, usually within a few hours.
Order Property Risk Diagnostic — $499 USD