How it works

From upload to a clear decision, usually within hours.

You never need to be in India. Upload the documents you hold, pay securely, and receive a 12-page dossier that tells you what the documents prove, what is missing, what is at stake, and exactly what to do next.

  1. I

    Tell us about the property

    Four short steps on the order form: your details, the property (city, project, unit, survey number if you know it), a few yes/no risk questions, and your documents. “Unsure” is always an acceptable answer.

    About 5 minutes

  2. II

    Upload what you have and pay

    PDFs, clear phone photos or Word files — up to 15 files. Pay US$499 securely through Razorpay by international or Indian card, UPI or net banking. Your documents are encrypted in transit and stored privately.

    About 2 minutes

  3. III

    Automated legal analysis

    The FinLex engine reads every page of every document — deeds, agreements, revenue extracts, approvals — and records the parties, registration details, survey numbers, clauses and charges it finds. It then tests the file against 13 weighted risk factors and 3 instant dealbreakers, a methodology built on 25+ years of bank mortgage-underwriting and loan-closing diligence. Anything a document does not prove is marked “not produced”, never assumed safe.

    Usually minutes

  4. IV

    Your dossier arrives

    A 12-page PDF by email, and as a download on the order page, with your FinLex Property Safety Index (0–100) and a clear verdict: Proceed, Renegotiate or Halt.

    Usually within hours · always within 48 hours

  5. V

    Act on it

    Follow the prioritised action plan, send the ready-made requisition letter to the seller or builder, and decide. When you are ready to commit, the full 30-Year Title Search & Advocate Title Opinion closes the gaps a desk review cannot, with consultation with counsel through to closing — with your $499 credited if you go ahead within 30 days.

    Your decision

What to upload

Send whatever you hold.

The more of the chain you can share, the more the dossier can confirm. Missing documents are not a problem — they are listed in your requisition letter so you can demand them.

Title & transfer

Sale deed or conveyance, earlier link deeds, allotment letter, Builder-Buyer Agreement or Agreement to Sell, gift or partition deeds.

Revenue & municipal

Jamabandi, Khata, 7/12, Patta or RTC extract, mutation order, property-tax receipts, Encumbrance Certificate.

Approvals & authority

RERA certificate, sanctioned plan, Occupancy / Completion Certificate, land-use conversion, Power of Attorney, will, probate or legal heir certificate.

What you receive

Twelve pages, written for decisions.

Every dossier follows the same structure, so you always know where to look.

01 Cover with FPSI score and verdict
02 Executive summary and top red flags
03 Your action plan and money at risk
04 Title-chain map
05 Builder-Buyer Agreement redline
06 Statutory and municipal approvals
07 Power of Attorney and execution
08 Revenue records and tax
09 Requisition letter, ready to send
10 Bank finance and mortgage risk
11 The 30-Year Title Search and your credit
12 Methodology, limits and verification seal

Ready when you are.

Read the terms and FAQ, or start your Diagnostic now.

Order Property Risk Diagnostic — $499 USD

Independent property title diligence and contract risk advisory for NRIs and investors in Indian real estate. Serving Delhi NCR (Delhi, Gurugram, Noida) and Chandigarh Tricity.